What is certificate of occupancy in Nigeria?

A Certificate of Occupancy, also known as the C of O is a document issued by state governments in Nigeria to landowners and property buyers as a legitimate proof of ownership.

What is the importance of certificate of occupancy?

A certificate of occupancy serves as proof that a property has complied with all standards and codes and is now fit for occupancy. Depending on what the structure is used for, this could be occupancy by a residential tenant, by a commercial tenant or by a retail store and its customers.

What is the difference between right of occupancy and certificate of occupancy?

Right of Occupancy (R of O) is simply an offer to a said plot of land, while a Certificate of Occupancy (C of O) is the official or certified right of ownership over that parcel of land. The R of O is a weaker title when compared to the C of O — as with the former the title can be revoked without compensation.

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How do I get a certificate of occupancy in Lagos?

Obtaining a Certificate of Occupancy in Lagos requires certain processes that must be followed duly. The Applicant should purchase and submit the application pack to the Land Use Allocation Commission (LUAC) and collect an acknowledgement slip. The Applicant should pay for the allocated land within 90 days.

Is certificate of occupancy a title deed?

A Certificate of Occupancy is issued by the State Governor or Government on new land and signed by the Governor, while a Deed of Assignment is an agreement drafted by the lawyer of the Assignee (buyer) and signed by the parties upon payment of the consideration and agreement of the terms stipulated and is only sent to …

How do you abbreviate certificate of occupancy?

CO (Certificate of Occupancy)

A Certificate of Occupancy certifies that a building complies with building codes and other laws and is issued by the local Building Department.

Is it safe to buy flat without OC?

Home at risk – Flat without OC

Without a valid OC, your occupancy is illegal as it can be classified as an unauthorised structure by the authorities. 2. OC is crucial while applying for a home loan or loan to purchase a resale flat. You cannot even sell your property without a valid OC in hand.

How much does certificate of occupancy cost in Nigeria?

A Publication Fee of N10,000.00. Capital contribution fee subject to a minimum of N30,000.00.

What is rights of occupancy?

occupancy right means a right of use of a socially owned apartment under a contract on use of the apartment made under the Law on Housing Relations1 or the Law on Housing.

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How long does it take to get certificate of occupancy in Lagos State?

This process adds up to a total of 21 days.

How do I get a certificate of occupancy in Nigeria?


An applicant who is a Statutory right of Occupancy holder is expected to duly complete an Application form and provide these documents at the point of applying for a C of O in Lagos: Land information certificate. Receipt for land information fee. Receipt for application form.

How much do surveyors charge in Nigeria?

As stated earlier, the least cost of a registered survey of a plot of land is N350,000 (Three hundred and fifty thousand naira). 2. In Lagos, the cost of survey varies according to location. There are three zones in Lagos.

What is deemed Grant?

An actual grant is naturally a grant expressly made by the Governor of a State or a Local Government whilst a deemed grant comes into existence automatically by the operation of law.

What is the difference between Governor’s consent and certificate of occupancy?

Unlike a C of O which is a document produced by the government and personally signed by the governor him/herself conferring right of occupancy unto the holder for 99 years, Governor’s Consent is appended on a page in a deed of assignment that is submitted by the assignee to the government informing the government that …

What is global certificate of occupancy?


This is a certificate of occupancy, issued to an estate owner , covering the whole expanse of land. The estate owner can then issue a Deed of Assignment to individual owners of plots in the estate , signifying Transfer of Ownership.

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What does a certificate of title mean?

A certificate of title is an official state or municipal-issued document that identifies the owner(s) of personal or real property. A certificate of title provides documentary evidence of the right of ownership.

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